UPI Privacy Policy: 

1. Data Collected

UPI apps collect various types of data, including:

• Personal details: Name, mobile number, email, contact list (if permissions granted)

• Financial information: Bank account details, transaction history, UPI ID, etc.

• Device info: Device model, OS, IP address, location, network info

2. Purpose of Data Collection

• To provide UPI services (sending/receiving money)

• KYC verification

• Fraud detection and prevention

• Analytics and customer support

• Improving service quality

3. Data Sharing

• With your bank (for UPI transaction processing)

• With regulatory authorities (when required by law)

• With third-party service providers (for analytics, infrastructure, etc.), usually under strict confidentiality agreements

4. User Consent

• Your explicit consent is usually taken during app sign-up and UPI setup.

• Continued usage of the app implies acceptance of the privacy policy and terms.